30 Day Money Back Guarantee
Why choose this plan:
- Unlimited annual benefit amount
- Exterior Electric: Multiple service calls up to annual benefit
- Interior Electric: Multiple service calls up to annual benefit
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
What's covered
- Switches
- Outlets
- Wiring
- Breakers
- Fuse box
A faulty 200 amp electrical panel can cost up to $1,248 to replace. It costs $1,658 to replace the weatherhead, service cable from weatherhead to meter box and the service entrance conductor.**
Problems with your interior electrical wiring can cause:
- faulty outlets and wall switches
- partial or full home “blackout”
- shorts in wiring causing fixtures to stop working or lights to flicker
Problems with your exterior electrical wiring system can cause:
- a power outage
- exposed electrical wires
*National average repair costs within the HomeServe network as of June 2020.
Overview
Many homeowners do not know that basic homeowners insurance only covers things like property damage to your home, but not repairs due to normal usage to your interior electrical system. You are currently not covered with the Electrical Line Plan in the event of a breakdown. A plan will help with covered interior electrical system repair costs.
With a plan, we will arrange and pay for the repair or replacement due to normal wear and tear of the failing electrical line. You must call SLWA to arrange for service in order for repairs to be covered. An electrical line is the high voltage wiring that services your residence from your Utility's responsibility up to and including switches and outlets.
Important coverage information
Eligible
- An owner of a residential single structure that is not intended to be moved
Not Eligible
- if you are aware of any pre-existing conditions, defects or deficiencies with your electrical line prior to enrollment. If your entire electrical line is shared with any third party or covered by a homeowners’, condominium or like association
- Recreational vehicles and properties used for commercial purposes
Exclusions
- Repairs to any wiring that is connected to or part of any low voltage system; appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; remote control outlets; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Eligibility: An owner of a residential single structure that is not intended to be moved may be eligible for coverage. This includes single family homes (inclusive of manufactured housing). Recreational vehicles and properties used for commercial purposes are not eligible. In IA, residential properties containing more than four dwelling units are not eligible. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your electrical line prior to enrollment. If your entire electrical line is shared with any third party or covered by a homeowners’, condominium or like association, then you are not eligible.
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing electrical line, for which you have sole responsibility, from your utility’s responsibility up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence.
Not Covered; Repairs to any wiring that is connected to or part of any low voltage system; appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; remote control outlets; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling SLWA. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will get a pro-rata refund (less claims paid, where applicable.)
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill.
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing electrical line, for which you have sole responsibility, from your utility’s responsibility up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence.
Not Covered; Repairs to any wiring that is connected to or part of any low voltage system; appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; remote control outlets; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling SLWA. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will get a pro-rata refund (less claims paid, where applicable.)
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill.
Frequently asked questions
What's covered?
Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing electrical line, for which you have sole responsibility, from your utility’s responsibility up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence.
What's not covered?
Repairs to any wiring that is connected to or part of any low voltage system; appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; remote control outlets; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
When can I make a service call?
Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
In partnership with OPPD, Utility Service Partners Private Label, Inc., known as Service Line Warranties of America (“SLWA”), with corporate offices located at 4000 Town Center Boulevard, Suite 400, Canonsburg, PA 15317, is an independent company separate from OPPD and offers this optional service plan as an authorized representative of the service contract provider, North American Warranty, Inc., 175 West Jackson Blvd., Chicago, IL 60604. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from OPPD. OPPD and HomeServe entered into an agreement to introduce these plans to OPPD’s customers. See eligibility requirements and coverage limitations in this package.
Electrical Line Plan for only $3.95/mo.