Exterior Sewer/Septic Line Coverage Rail
30 Day Money Back Guarantee
Why choose this plan:
- Unlimited annual benefit amount
- Unlimited service calls ($12,000 per call)
- 30-Day Review Period with a Money Back Guarantee
- One-year guarantee on all covered repairs
What's covered
- Unblocking
- Locating the leak
- Pipe cutting
- Welding
- Fusing
- Fitting external valves
- Pipe replacement or repair
The price tag for replacing a sewer/septic line averages $5,054.*
If your sewer/septic line fails, it can cause:
- clogged/backed up drains inside your home
- sewage flooding in your basement
- sewage backed up in your yard
*National average repair costs within the HomeServe network as of June 2020.
Overview
Your sewer/septic line may weaken and break over time due to damage caused by normal wear and tear, including aging and ground shifting. Because this line is buried underground on your property and not typically inspected, a failure is almost impossible to predict. Without this optional coverage you may be faced with thousands of dollars in out-of-pocket expenses if a breakdown occurs and replacement is needed.
With an affordable plan from SLWA, eligible homeowners can avoid paying for the costs of covered repairs to the line that takes wastewater away from their home. Help get protection from time-consuming and expensive repair costs with Exterior Sewer/Septic Line Coverage, which includes an unlimited annual benefit with multiple service calls up to $12,000 each for covered repairs. This protection covers all types of pipe material regardless of how old it is.
Important coverage information
Eligible
- An owner of both a residential single structure permanently secured to the ground and the land it is located on may be eligible for coverage
Not Eligible
- If your property is used for commercial purposes; you know of any current problems with your exterior sewer/septic line before enrollment; your entire exterior sewer/septic line is shared with a 3rd party or covered by a homeowners’ association or the like; or your exterior sewer/septic line has failed a smoke or dye test, camera inspection or any other proactive test without resolution
Exclusions
- Septic/collection tanks; leaching fields; grinder pumps; non-conforming drain lines; backflow prevention devices; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace a sewer line that has experienced an operational failure, for which you have sole responsibility, from the external wall of your home up to your utility’s responsibility, or septic line from the external wall of your home up to the point of connection to the septic tank on your property, including branch drains from the point they exit the home to the point they re-enter the home, that is damaged due to normal wear and tear, not accident or negligence.
Not covered: Septic/collection tanks; leaching fields; grinder pumps; non-conforming drain lines; backflow prevention devices; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts 30 days after your Form is processed. You can make a service call immediately after your plan starts. During the initial 30-day review period you will receive the Terms and Conditions to help you decide if coverage is right for you. Upon renewal/reactivation (if applicable), there is no review period and you can make a service call immediately.
Cancellation: Cancel any time by calling SLWA Insurance Services. You will not be charged during the review period (if applicable). If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.
Frequently asked questions
SLWA Insurance Services (“SLWA”), California License #0L71169, with corporate offices located at 4000 Town Center Boulevard, Suite 400, Canonsburg, PA 15317, is an independent company separate from your local utility or community, and offers and administers this optional home protection plan as an authorized representative of Virginia Surety Company, Inc., 175 West Jackson Blvd., 8th Floor, Chicago, IL 60604, the home protection plan issuer. Your choice of whether to purchase this plan will not affect any service you have with your local utility or community.
Exterior Sewer/Septic Line Coverage for only $9.06/mo.