Interior Plumbing and Drainage Coverage

Eligibility: To be eligible, you must own the residential single structure or a unit within a structure. You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your interior plumbing and drainage lines before enrollment; or your entire interior plumbing and drainage line is shared with a 3rd party or covered by a homeowners' association or the like. In IA, properties with more than 4 dwelling units are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the interior plumbing and drainage lines that have experienced an operational failure, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence.
Not Covered: Non-conforming drain lines; appliances, fittings or fixtures, vent stacks, pressure reducing valves, backflow prevention devices, fire suppression and other sprinkler systems, irrigation systems, distribution piping such as for radiators and heating systems, condensate drain lines for cooling systems, pumps, or grinders; frozen pipes; unusual circumstances, including pandemics, hostilities and work slowdowns, acts of God, including natural disasters and extreme weather; loss from unauthorized access or use of any system or any destruction or deletion of data or software; excluded damages, including any damages necessary to reasonably access the repair area; correction of or reimbursement for, any repairs made by you or anyone you hire; repairs or replacements when no operational failure has occurred; replacement, correction, upgrade or move in order to meet any code, law, regulation, ordinance or utility directive; repair or replacement for any system covered by a manufacturer's warranty, service contract or insurance policy or involved in a manufacturer's recall or class action; remediating or notifying you about mold or other hazardous materials; shared sections that provide service to multiple properties or secondary buildings; any section that is shared with a third party or is covered by a homeowners', condominium, or like association; and repair or replacement of any sections or parts that are not stated to be covered in the Terms and Conditions. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: You can make a service call immediately after your plan starts, which is 30 days after your form is processed. Upon renewal/restart (if applicable), you can make a service call immediately.
Cancellation: Cancel any time by calling SLWA. If you cancel within 30 days before your plan start date, you will not be charged. If you cancel within 30 days after the plan start date, you will get a full refund (less claims paid). If you cancel 31 or more days after the plan start date, you will get a pro-rata refund (less claims paid). Upon renewal/restart, you can cancel any time and you will get a pro-rata refund (less claims paid).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.